Top Deals

UPDATED Nov 11th, 2013

Below you will find what I consider to be the “Top Deals” available on the market right now for earning frequent flyer miles.
If you want free flights & hotels, this is the best page to be on!

I will do my absolute best to make sure all offers below are the best to my knowledge, and current. Please comment at the bottom of the page or e-mail me if you find a better offer, or have questions! Some cards pay me a referral if you apply through my link and are approved, but I will always post the best offer available that I’m aware of – whether it is my link or not! As always, email me with any questions and thank you for supporting this site by using my links!

As always, I recommend that you know your credit score and know what’s in your credit report before applying for any of these cards. The general rule of thumb is that most of these premium rewards cards should be applied for by people with credit scores above 700 and great credit reports. People new to credit cards, young people, students, and people with low scores can see student cards available at the bottom of the page. To learn more about your credit score, & what’s in your credit report, read my 3 post series here:
http://travelandcredit.com/category/beginners-steps-2/

These are credit cards!  Be responsible.  Pay your bills on time.  Earn Miles.  Get free flights.  Repeat.

 

TOP DEALS THAT AREN’T CREDIT CARDS:

 

 

TOP PERSONAL CREDIT CARD DEALS:

 

  • 50,000 American Airlines AAdvantage Miles from the Citibank Platinum AA Visa credit card after spending $3,000 in 3 months. Receive 10% of your redeemed miles back each year up to 10k miles. Earn 1 mile per dollar spent on purchases, & 2 miles per dollar on AA flights. No Annual Fee first year, $95 after.  **Ever changing rules on churning this card. General assumption as of 8/29/13 is that you can get a new personal card 12-26 months (avg 18 months) after applying for a personal card before. Stay up to date with this Flyertalk thread**
    VISA - CLICK HERE TO APPLY
    Mastercard – CLICK HERE TO APPLY
  • 40,000 Ultimate Rewards points for the Chase Sapphire Preferred Visa Signature credit card after spending $3,000 in 3 months. Earn 2 points per dollar on all travel & dining spend, 1 point per dollar on everything else. You also earn a 7% annual bonus on all points earned.  No Annual Fee first year, and NO foreign transaction fees! Ultimate Rewards points transfer at a 1:1 ratio to United, Southwest, British Airways, Hyatt, Marriott, Priority Club, Amtrak & more…  Aside from transferring your points, you can also book travel on the Ultimate Rewards site for a value of 1.25 cents per mile, so a $200 flight would only cost 16,000 miles.  This card is always in my wallet, and is easily one of my all-time favorite credit cards for traveling! 40K VISA SIGNATURE – CLICK HERE TO APPLY

  • 35,000 US Airways Dividend Miles from the Barclays Premier World Mastercard after your FIRST PURCHASE! No Annual Fee first year. 10,000 miles for every account anniversary, earn 2 miles per dollar on US Airways purchases & 1 mile per $ on everything else. 10,000 miles towards elite status, two $99 companion tickets annually, preferred check in & boarding, 1 club pass, & a 5,000 mile discount on awards for being a preferred cardmember so a 25,000 mile award flight only costs you 20,000 miles, etc…  CLICK HERE TO APPLY (this is not my link but has worked for me and others according to this FT Thread)

 

  • 50,000 Virgin Atlantic Flying Club miles or 100,000 Hilton HHonors from the Bank of America Virgin America – American Express credit card. Virgin miles transfer at a 1:2 ratio to Hilton! Earn 20,000 Flying Club miles after your first purchase, and an additional 25,000 bonus miles after you spend $2,500 in 90 days, and 5,000 miles for adding an authorized user. Earn 3 miles per $1 spent on Virgin Atlantic flights, & 1.5 miles per $1 on all other purchases. Annual fee of $90 (not waived). CLICK HERE TO APPLY
  • 50,000 Hilton HHonors points from the American Express Hilton credit card after spending $750 in the first 3 months. There’s No Annual Fee EVER on this card, so you can keep it open forever and extend the history on your credit report! You get complimentary silver status at Hilton for the life of the card. You earn 6 Hilton points per $1 spent at Hilton, supermarkets, drug stores, gas stations, cell/cable/tv, and 3 Hilton points per $1 spent everywhere else. CLICK HERE TO APPLY

 

 

TOP BUSINESS CREDIT CARD DEALS:


  • 50,000 Ultimate Rewards points from the Chase Ink Bold Business CHARGE card (No Pre-Set spending limit) after spending $5,000 in 3 months. Points transfer instantly at a 1:1 ratio to: United, Southwest, Hyatt, Marriott, Priority Club, British Airways, Ritz Carlton etc. See more at www.ultimaterewards.com   Earn 5 points per $1 on the first $50,000 spent at office supply stores, cable/wireless service/landline communications, and 2 points per $1 on the first $50,000 spent on gas/hotels, & 1 point per $1 spent everywhere else. No Foreign Transaction Fee, and No Annual Fee first year.  CLICK HERE TO APPLY
  • ANOTHER 50,000 Ultimate Rewards points from the same offer as above, but this is the Ink PLUS CREDIT CARD (not charge card). Same terms – after spending $5,000 in 3 months. Yes, you are allowed to have BOTH versions! CLICK HERE TO APPLY
  • 25,000 Starwood Preferred Guest (SPG) points from the American Express SPG business credit card after spending $5,000 in 6 months. Points are transferable to a large number of airlines at a 1:1 ratio with a 5,000 point bonus for every 20,000 points you transfer, including: American Airlines, British Airways, US Airways, Virgin, Delta, Hawaiian, & more! Also redeemable at Starwood hotels for free nights or cash & points including luxury SPG brands like Sheraton, Westin, St Regis, W Hotels, Le Meridien, etc.. Earn up to 5 points per $1 spent at Starwood hotels, & 1 mile per $1 everywhere else. No Annual Fee first year.  Please email me David@travelandcredit.com with your first/last name so I can refer you for this card, and I will receive a bonus as well that would be much appreciated! This is one of my all-time favorite cards. If not, this is the link to apply.

 

STUDENT / LOW CREDIT SCORE CARDS:

  •  Discover It Student Card - A great beginners credit card for college students with little/no credit with surprisingly AMAZING benefits! Earn 5% cashback on rotating categories and 1% cash back on ALL purchases! No annual fee. No overlimit fee. No pay-by-phone fee. No foreign transaction fee. And no late fee for your first late payment. Plus they won’t raise your APR for paying late. CLICK HERE TO APPLY


 

DISCLAIMER // PRIVACY POLICY:
I am not a licensed financial adviser, and everything stated on this website is strictly opinion. Opinions expressed on this website are strictly opinions, and should not be acted on by any user. You take full responsibility of your actions and deem both David Morrison, and Travel and Credit LLC exempt of all liabilities resulting from your actions.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Travel and Credit has financial relationships with some of the cards mentioned here, and Travel and Credit may be compensated if consumers choose to apply for these links in our content and ultimately sign up for them.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.

Discover is a paid advertiser of Travel and Credit

42 Comments

  1. These are GREAT deals! Let me know what you guys think!

  2. Chris Smith says:

    This consolidates the flyertalk stuff so I don't have to dig through it, thanks!

  3. Jason Fowler says:

    what is your credit score?

  4. Yogi Allgood says:

    I love this. Good job David!

  5. Kevin Dunlap says:

    Any of these out there for cruise line/vacation packages? I love the idea of travelling places I've never been but would also love to do a nice cruise or an all-expenses resort like Sandals in Jamaica. I've had trouble finding any that are good deals myself.

    • None of the points programs allow you to redeem for points for cruises DIRECTLY, but you can apply points from points earning cards like Chase, American Express, or Capital One towards travel usually around 1 cent per mile. Other than that, these cards are mostly ideal to redeem for flight rewards OR hotel rewards. The SPG card has a "Night & Flights" option that lets you redeem points for both airline miles AND nights at their resorts. Several options available.

    • Kevin Dunlap says:

      word i'll check out the SPG card for sure, it probably won't be my first though. i'll let you know when i get it so you can get the referal.

  6. Kevin Dunlap says:

    FYI – I think the CitiBank American Express/Visa cards might be 40,000 points in sign-up bonuses now. Your link is to the enrollment page but if you go on their website and find the exact same card.

    The new offer (which still isn't bad) is 30,000 points for spending $750 in the first 4 months and 10,000 bonus points for spending $5,000 in the first 6 months.

    • admin says:

      The bonus that Citi publishes on their website is as you stated, yes… But that’s not the best offer. The best offer is the one I have posted and it is still working. Citi does that a lot, as does the Chase Southwest card.

      • Shane says:

        David, I clicked on those offers too and it just takes me to the Citi main page. It doesn’t actually pull up the offer you have linked. What’s the solution you think to apply for the 50K offer? When on their site, they seem to make you select one of their listed options which are the 30K + 10K after spends. Thanks man!

        • admin says:

          The first 2 deals are the Citi AA 50k cards, and I just clicked both links and they work. There’s no landing page that shows the offer, which is how it’s always been. They work though last I checked. I’ll update if anything changes.

    • There's lots of different AA offers, but the one's above are for 50,000.

  7. James Debono says:

    if only this all applied to Australians!

  8. Just a smiling visitant here to share the love (:, btw great style .

  9. jacob glass says:

    Hey im 18 and have never had a card. Ive always been fasinated by travel and i feel like Gods calling me to go go go. I was just wondering where i should start. I love for today also haha you guys are the best. Tell mattie hes a beast!

    • admin says:

      Everybody starts somewhere! I’d recommend reviewing student credit cards and credit cards for people with bad/no credit. Try to find one with no annual fee. Follow my advice on credit and credit reports on the beginners steps posts, and your score should start improving. Within a year of responsible credit card usage and on time payments, you could probably apply for a mileage earning card from American Express.

  10. DealsSeeker says:

    Hey T&C,
    New info. on Fidelity promos. Can now do any of the airlines, can be an existing customer of Fidelity for UA and AA miles too. BUT…
    Can only do them every 12 months now. But cycling seems to still work.
    See ya around,
    DealsSeeker

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